Auto Insurance Tips- 5 Car Insurance Tips to Save You Money

Auto Insurance Tips- 5 Car Insurance Tips to Save You Money
Here are some great tips that could save you money on auto insurance.

1. Raise Your Deductible

One way to save money on car insurance is to raise your deductible. A higher deductible will result in a lower premium. Just remember that you will need to pay the deductible in the event of the accident. So don't raise it so high, that you can't afford to pay it if you were ever to get in an accident.

2. Take a Driver's Safety Course

Did you know that taking a course in Driver's Safety could save you money on your policy? Many companies offer discounts to customers who complete an approved driving course. See if your insurance company could offer you a discount for this.

3. Choose your Car Wisely

You may not be in the market for a new car right now, but when you are thinking of a purchasing a new vehicle, choose wisely. Don't just look at the sticker price on the vehicle when shopping. Certain cars are more costly to insure than others, so you could end up paying a lot more in car insurance than you expected if you buy that nice sports car instead of the four door sedan. Cars that are more likely to be stolen or that have parts that cost more to replace will be more expensive to insure. Keep that in mind when you decide to purchase a new car.

4. Drive Less

You may be wondering how driving less will save you money on car insurance. Well, many companies offer discounts to people who meet certain low mileage requirements. Start carpooling to work or school. Not only could it save you money on car insurance, but it will also save you money on gas!

5. Compare Quotes from Multiple Companies

You may already have an auto insurance policy in place or you may be looking for one right now. Whatever your situation, it is always important to stay on top of car insurance rates that different companies are offering. If you already have a policy, compare quotes every six months or so to make sure you are getting the best rates out their for your situation. If you are looking for a policy, be sure to shop around before deciding on a company.

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Auto Insurance Tips- 5 Car Insurance Tips to Save You Money

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Alfa Romeo Spider

Alfa Romeo unveiled the all-new Spider at the 2006 Geneva Motor Show. Two years after, Novitec decided is time for the roadster to become a little more sportier.

Even if the tuner did not worked under the hood, the Novitec Spider looks a lot more fun to drive than the standard version. With a new front bumper and rear diffuser, Spider’s aerodynamics are much more underlined. In the rear Novitec also added a new stainless steel rear silencer accentuating the sound and four tailpipes (115x85 mm ovals) that make the back-end looking more aggressive.

The suspension was adjusted from 35 mm to 75 mm; and this next to 20 inch N9 multi-piece rims ensure the best drive ever.

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Quick Tip: Summer Car Rental Tips

You should also try to rent from off-airport locations, which tend to be cheaper, especially on the weekends, and pre-pay when you book the rental to get a discount.

What about insurance coverage for your rental? Will the credit card you have give you the coverage you need?

Credit Cards and Car Rental Insurance

All the major cards offer you some form of secondary coverage. If you get in an accident, you file a claim with your auto insurance company and the credit card will cover most extra charges, including deductibles that you need to pay. However, there are many exclusions.

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Quick Tip: Summer Car Rental Tips

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Aviva Car Insurance - Car Insurance

Aviva Car Insurance
Firstly, for those of you not already familiar with the change, Aviva is the new name for Norwich Union. I guess the marketing men finally had their say and have successfully reduced the brand to a single word – think ‘Amazon’, ‘Google’, ‘Yahoo’ etc..

More importantly there seems to be a battle out there in UK motor insurance land in respect of offering 12 months cover for the price of 10 or even for the price of nine months?! This trend seems to be being fought out by two of the biggest players – Aviva and Direct Line.



Get the Aviva deal…
Currently offering great deals on car insurance without compromising on quality (their words, not ours). If you’re a new customer with 4 or more years’ no claims discount, you could make a big saving with their 12 months’ car insurance for the price of 10 offer*. And that’s on top of an online discount of up to 15%.

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Aviva Car Insurance - Car Insurance

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Aviva Car Insurance

According to the Independent newspaper, UK households are spending an average of £1000 annually for car and home insurance. Despite the rising cost of car insurance, many insurance buyers are not researching the market thoroughly. If they do so they will be able to get a bargain auto insurance.

There could be many reasons for not researching the insurance market. It could be less time, lack of information, not asking the right queries and many people simply don't bother.

Comparison of 3 popular Car Insurance Companies:


Norwich Union, More Than, Tesco Personal Finance.

More Than: Car Insurance

A financial brand of Royal Sun Alliance Insurance Group, More Than was launched in 2001. Its services include not only car insurance but also insurance in home, pet, travel and life.

Tesco Personal Finance: Car Insurance

Tesco Personal Finance provides services in finance and insurance. Insurance product range includes car, health, home, pet and life.

Norwich Union: Car Insurance

It is a subsidiary of AVIVA, worlds fifth largest and UK's biggest insurance groups. Norwich Union's insurance activities are monitored

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Aviva Car Insurance

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Compare Car Insurance

Read our compare car insurance guides

Need help finding cheap car insurance? Read our car insurance guides to learn how to find the cheapest motor insurance quotes and obtain the cover that best suits your motoring needs.

Understand how UK car insurance companies operate and how your personal circumstances affect the cost of your insurance. Learn how to lower your premiums and compare the market to find the best car insurance quotes


Read our top tips for cheaper car insurance

Save even more money on your car insurance with our top money saving ideas. Learn how you can minimise your risk in the eyes of UK motor insurance companies and benefit from lower premiums.

Frequently asked questions about car insurance

Read questions commonly asked by our customers about car insurance, with answers provided by our panel of car insurance experts

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Pagani Zonda

The Pagani Zonda is a mid-engined sports car produced by Pagani in Italy. It debuted in 1999 and continues through the present, with production proceeding at roughly 10 cars per year. As of June 2009, 106 Zondas had been built, considering also test mules. Both 2-seat coupe and convertible versions have been produced. Construction is mainly of carbon fiber.

Some of the early Zonda engineering was done by Formula One champion Juan Manuel Fangio. The car was originally to be named the "Fangio F1" after him, but following his death in 1995, it was renamed for an air current above Argentina.

The final Zonda in its current form is a combination of the Zonda F and Zonda R to create a road going track day car.

Built at the repeated request of the Hong Kong–based Pagani dealer, SPS Automotive Performance (in fact, initially it had to be called Zonda SPS), only five will be built at the cost of £1 million, with deliveries expected by June 2009 for all five cars.

The differences over other road-going Zondas are a new clutchless sequential gearchange, resulting in shifts now taking less than 100 milliseconds, dropping 0–62 mph down to 3.4 seconds, the Cinque (pronounced chin-kweh) also has a revised form of carbon fibre which uses titanium to increase strength, suspension will make use of magnesium and titanium components, and the engine's power has been increased to 678 bhp (506 kW), revised bodywork now creates 750 kg (1,653 lb) of downforce at 300 km/h (186 mph), the Cinque is capable of generating 1.45 G of cornering force.

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Saleen S7

Saleen S7-car racing is a high performance twin-turbo V8 engines.

Saleen S7 The aluminum frame and carbon fiber made, therefore the car is lighter. Saleen S7-aluminum shock absorbers and stabilizer bar features front and back. Previous super car is priced at $ 550,000 in the United States and can reach speeds of 248 miles an hour.

Saleen S7 Twin-Turbo V8 with a capacity of 7000 ccm. The engine offers 750 hp 6300-rpm. / Min and 700 Nm of torque at 4800 rpm. Saleen S7 has a top speed of 60 mph in 3.2 seconds and 100 mph in about 6.2 seconds. Saleen S7 6-speed can be easily and efficiently under heavy loads.

Supercar is a powerful 19-inch alloy wheels with 20 inch wheels front and rear. Wheels wrapped in Michelin Pilot Sport PS2 and 15-inch ventilated discs in front and 14-inch rear ventilated discs.

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Weber Sportcars

Swiss-made Weber sportcars u2018faster% u2019%, and can not be much, but his hand is something that I love the car enthusiasts. Content of coal is not as elegant but the very fiber aerodynamic components of the vehicle which could easily a better world% u2019s supercar his perch on the throne.
Tips the balance in super fast for only € 2420, its central role. In addition, the weight is evenly distributed beginning u2019s% complete 50/50.

Take the weight of the car LS7 V8 from General Motors origin. Dual engine compressor and faster than the other great 900 hp and 774 Nm of torque, or u2014% to an impressive amount of 2.7 kg / hp.

This power has a system of four-wheel-Weber sports car project, which can send up to 36% percent of the cars created u2019s power the front wheels. Weber Sports car is the fastest system% u2019s transmission, a sequential six-speed unit.

The result is a car that 0-62 only 2.7 seconds and can accelerate 0-124 in 6.6 seconds, 0-186 16.2 seconds and a top speed of 248 miles an hour. Such a constant speed, the faster it is with six-piston calipers clamping 12-inch ceramic discs fifteenth engine brake has equipped a rear wing like the Bugatti Veyron. At the expense of 1.6 million Swiss francs, and the fastest tag% u2019s Veyron .

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Weber Sportcars

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Mercedes-Benz SLR McLaren Stirling Moss

Mercedes-Benz and McLaren are in addition to the honor of the family of the successful SLR sports car is a great new super sports cars without compromise.

Has a separate roof or windshield of the driver and front passenger from abroad, but enjoy the enthusiasm of all the ordinary fast sprinter properties.

New SLR Stirling Moss is a very advanced technology and fascinating design reinterpreted SLR legend. With 478 kW (650 bhp), speeds the SLR Stirling Moss, supercharged V8 100 km / h in just 3.5 seconds and a top speed of 350 kilometers per hour - and not the mass production of cars is not as open and as fast.

This approach makes the high-performance sports car, the owner is the name of the British racing legend and the Mille Miglia, Stirling Moss, a record, the legendary Mercedes-Benz SLR LED race win in 1955 entitled victory.

Exclusive SLR SLR Stirling Moss the course and up to 75 copies. The price is 000% u20AC750 SLR Roadster end of May 2009 as planned and built the production SLR Stirling Moss will begin in June 2009.

Three cards have everything you need to hit the center by car enthusiasts' SLR. Celebrate the year 1950, the profit for the Mercedes-Benz 300 SLR to victory. He won the Mille Miglia and Targa Florio TT Eifel.

It was a working day the stars: Juan Manuel Fangio and Karl Kling - and in particular the Briton Stirling Moss. Ten hours, seven minutes and 48 / 2, which still holds the record at the Mille Miglia. Consequently modern version of the legendary SLR add the words "Stirling Moss" in their name.

Since the new SLR Stirling Moss is the reflection of the nature of the current spell EPE, 1955.

The basic story of two SLR cameras, and also now a new and exciting, innovative technology, quality materials, which shows a perfect result, and .especially a unique driving experience and the senses

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Mercedes-Benz SLR McLaren Stirling Moss

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Lamborghini Gallardo

Lamborghini Launched the new Gallardo recently. Touted as a Ferrari basher the Gallardo will compete directly with the F360 Modena. As the story goes, once Ferrucio Lamborghini, a self made millionaire went to Enzo Ferrari with a complaint that his Ferrari wasn’t performing well. Enzo dismissed him asking him to go back to building tractors which is what Lamborghini did in those days, somewhere in the 60 I believe. What Ferrucio did was to get back and collect the best engineers he could find in Italy and set out to build a car that would rival the Ferrari. Four decades later, it seems, he has succeded. Expect a price tag of about 125,000 dollars. But the price is right for a V-10 car producing in excess of 500 BHP (that is about a 100 more than the F360 Modena). Maximum torque of 510 Nm and 0 to 100 Km/ph in just 4.1 seconds and a top speed of about 309 km/hr.

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Lamborghini Gallardo

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Lexus LFA Nürburgring

This is the Lexus LFA Nürburgring Edition. It has an uprated suspension and ten more horsepower than the ordinary, less Nürburgringy LFA. We can guarantee it will accelerate. Don’t be frightened kittens, America! Pony up and ride the Nordschliefe lightning!

This monstrous Japanese creamsicle is one big, bad piece of LFAngry. The LFA’s 4.8-liter V-10 gains an extra 10 hp, bumping output to 562 hp; additional downforce comes courtesy of a larger front splitter, a larger rear wing, and dive planes mounted on the front fenders. All are crafted of carbon fiber. The LFA’s six-speed automatic receives a revised calibration, and the car’s suspension benefits from what Lexus calls “sports tuning.” New alloys and stickier tires come along for the ride. Pricing has not been released.

In other news, the whole mess will probably sound a lot like this, just with added Karussel and Flugplatz and such. Also, it does not look like this. We are not complaining.

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Lexus LFA Nürburgring

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Maserati GranTurismo S MC

Sports enthusiasts will enjoy the building% u2019s Maserati grille. Maserati Gran Turismo MC Sportsline mastertful car design is a historic building has been inspired recently by a dominant position in the title. Maserati has shown this year, who knows what it has to run. The car is phenomenal configured to the front and rear spoiler, 20 inch rims sticky black finish and side skirts combine.

The car is equipped with an upgraded suspension, which was equipped with 10 mm reduced, Gran Turismo S maximum performance and pleasure. Fathers storm 4.7-liter V8 engine 440 hp. external carbon fiber complete a sporty look. Citizens of Bologna, Italy, was fortunate that the first observation.

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Maserati GranTurismo S MC

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Ferrari Aurea GT

Ferrari Aurea arose from a graduation thesis with the support of Ferrari engineers. The Aurea Project was born from the desire to place the F1 DNA on a normal car. With the teamwork of Ferrari's Product Engineers, the project saw a good deal of modification to become a sports car heir to the 360 Modena. And developed with the help of three Ferrari product engineers. Aurea can reach a top speed of 325 km/h and its displacement is 3998 cc, as for the dimensions, they look something like this

One of the major requests was to “dress” the engine-frame of the 360 Modena. The light changes made to the frame have been verified by a special calculating program (Straus) and compared with the original one. The development has been cured by three Ferrari’s engineers

The Ferrari Aurea concept was created by DGF Design, They aims to combine F1 tech with standard road car gear.

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Ferrari Aurea GT

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Lotus Exige Cup 260

The lightweight English sports car builder Lotus has just unleashed a whole new type of animal onto the performance car market, taking Colin Chapman’s original philosophy to a whole new level in order to create a 257 HP supercharged hard top Lotus Elise that can go from 0 to 60 MPH in only 4 seconds. By using items like a lightweight ’motorsport’ battery, ultra-light five spoke forged alloy wheels, revised rear engine subframe with lightweight coating, lightweight fly wheel, lightweight composite bulkhead panel replaces rear window as well as alloy supercharger U-bend pipes; and by deleting unnecessary items like carpets, front mud flaps, battery cover, interior mirror, sunvisors, rear tailgate gas strut the Lotus design team has been able to shed almost 250 pounds from the compact sports car.

Although the 1.8 Liter Toyota four cylinder still makes the same 257 HP and 174 lb-ft of torque thanks to a supercharger, the Lotus Exige Cup 260 is highlighted by an extensive use of carbon fiber, motorsport lightweight wheels, Ohlins 2-way adjustable dampers
and rear chassis stiffness increased by 30%. The Cup car for the streets also comes with race equipment like a redesigned front end and GT3 inspired wing out back with a set of HANS device ready racing buckets inside. However this is a true track day special and the when you come to think of it $80,000 is a lot to pay for a lot of discomfort however air conditioning and an interior noise reduction pack are available at the owners request, For some owners that is only a small sacrifice to endure and a smaller price to pay for such a visceral driving experience.

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Lotus Exige Cup 260

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Lotus Exige S Type 72

The Lotus Exige S Type 72 is a limited edition model that looks utterly awesome.

At 935kg, the car weighs two kilos more than the Exige S. It comes standard with the Sport Pack, which includes black ProBax micro fibre sport seats with gold stitching, a steel roll hoop, adjustable roll bar, traction control, and twin oil coolers. The car also comes with lightweight black wheels, ringed in gold, and in five spokes. While some will like the throwback look of the performance wheels, others will surely argue that they look a little cheap.

Optional equipment includes air conditioning, and limited slip differential. A Performance Pack is also offered, which boosts power to about 235 hp, and groups together an alternate roof scoop, AP Racing brakes, launch control and variable traction control.

The British company has built the limited edition version of the Exige to honor their black-and-gold livery Type 72 Formula One car. It won 20 different Grand Prix events from 1970 to 1975, the Constructors' Championship in 1970, 1972, and 1973, and Drivers' World Championships in 1970 and 1972.

"[The Type 72] was a revolutionary design that pioneered the use of side mounted radiators to achieve its distinctive 'wedge' profile, which delivered a significant aerodynamic advantage," said Classic Team Lotus Director Clive Chapman. "The Lotus Type 72 design was so advanced that it was competitive for an extraordinary six years."

Lotus did not disclose the exact number of cars that will be produced, but they did say that 20 units will be sold in the UK, and 20 more will go on sale throughout Europe. Several more will be built for Japan, and other markets.

In the UK, the Lotus Exige S Type 72 will cost £35,995 with an additional on-the-road cost of £950. European pricing with delivery and paperwork is set at €40,332, not including various country-specific taxes.

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Lotus Exige S Type 72

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Lamborghini Murcielago R-GT

The Lamborghini Murciélago is a high-performance two-door, two-seat sports car produced by Italian automaker Lamborghini. Often referred to as a supercar, it is powered by a recent evolution of the Lamborghini V12 engine, and is the flagship of the automaker's lineup. The Murciélago was introduced as a coupé in 2001 for the 2002 model year, succeeding the famed Diablo supercar in Lamborghini's lineup. The car was the automaker's first new design in eleven years, as well as the first under the ownership of German automaker VW. The Murciélago was styled by Peruvian-born Belgian Luc Donckerwolke, Lamborghini's head of design from 1998 to 2005.[2] A roadster version of the car was introduced in 2004, followed by the updated LP 640 coupé and roadster and LP 650-4 Roadster. The most recent evolution of the model is the LP 670-4 SuperVeloce, a highly tuned version that is expected to be the last iteration of the Murciélago nameplate, before the model is replaced in the early 2012.

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Lamborghini Murcielago R-GT

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Ferrari 430 Scuderia

The Ferrari F430 was a sports car produced by the Italian automaker Ferrari from 2004 to 2009, as a successor to the 360. It debuted at the 2004 Paris Motor Show. Its replacement, the Ferrari 458 Italia, was unveiled on 28 July 2009 and is expected to go on sale in Spring 2010.

The MSRP for a Ferrari F430 is $168,005 to $227,000 in the United States, £118,500 in the United Kingdom, approximately €175,000 in the European Union and $389,000 for the base model to $450,000 for the Spider F1 in Australia.

The body has been redesigned to be more curvaceous and aerodynamic. Although the drag coefficient remains the same, downforce has been greatly enhanced. A great deal of Ferrari heritage is found in the car: at the rear, the Enzo's tail lights and interior vents have been added. The car's name has been etched into the Testarossa-styled driver's side mirror. The large oval openings in the front bumper are reminiscent of Ferrari racing models from the 60s, specifically the 156 "sharknose" Formula One car and 250 TR61 Le Mans cars of Phil Hill.

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Ferrari 430 Scuderia

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BMW Vision Efficient Dynamics

After several months of speculation and official teases for the past week, we now finally have all the details on the Vision EfficientDynamics Concept that BMW will show in Frankfurt in a couple of weeks. The speculation about the concept's powertrain has gone in several directions, almost all of which were correct. The new concept is a plug-in hybrid with a three cylinder turbo-diesel engine. Conceived with the idea of melding the performance of an M3 with exceptionally low fuel consumption, BMW claims a 0-62 mph time of 4.8 seconds while scoring 62.6 mpg (U.S.) on the EU combined test cycle.

There has been considerable speculation that future BMWs would go to smaller engines including a three cylinder. The concept uses a 1.5-liter turbodiesel that is essentially half of the fabulous 3.0-liter found in the 335d. The triple is rated at a hefty 163 hp with peak torque of 214 lb-ft. The engine is paired with a 6-speed DCT derived from the unit used in the M3 and Z4.

Adding fuel to the recent reports that BMW would not continue developing the two-mode hybrid system that will debut soon in the X6, the concept uses a new strong hybrid system. The new system is a further development of the mild hybrid that is debuting in the ActiveHybrid 7. As in the 7, a more powerful 33 hp electric motor is sandwiched between the engine and transmission. A second 80 hp motor provides drive to the front axle. The total net output of the drive system is 356 hp and 590 lb-ft of torque.

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BMW Vision Efficient Dynamics

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Mazda Furai

The Mazda Furai is a concept car revealed on 27 December, 2007 and manufactured by Mazda. A teaser image of the vehicle was released on 11 December, 2007. The Furai officially debuts at the 2008 North American International Auto Show in Detroit.

Wing and Exhaust in detail from the Mazda Furai on display at the 2008 Canadian International Auto Show.The Furai (風籟, Fūrai?), meaning "sound of the wind", is the fifth and last of the Mazda Nagare line of concept cars that have been made by Mazda since 2006. The chassis is based on the Courage Compétition C65 Le Mans Prototype that Mazda last used to compete in the American Le Mans Series, two seasons previously[3] and is designed to use E100 ethanol fuel, it is powered by a new generation 3-rotor wankel engine that puts out 450 brake horsepower (340 kW). The engine is developed and built by renowned rotary tuner, Racing Beat, who also built the car's rotary-shaped muffler canister.

The car bears the #55 number that of its 1991 24 Hours of Le Mans winning ancestor, the 787B. Unlike many concept cars, the Furai is fully functional and is currently being tested at various tracks. It has run at Laguna Seca and Buttonwillow.

Head designer, Laurens van den Acker, has stated in an interview with Top Gear magazine that there are possibilities of the Furai being used for racing in Le Mans, and he also has strong hopes that the car could be brought to the market.

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Mazda Furai

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